What Happened?
Shares of socially responsible bank Amalgamated Financial (NASDAQ:AMAL) jumped 8.9% in the afternoon session after the company reported fourth-quarter 2025 results that beat Wall Street's profit estimates, overshadowing a slight miss on revenue.
The socially responsible bank posted an adjusted profit of $0.99 per share, comfortably surpassing analysts' consensus estimate of $0.91. Investors were also encouraged by the bank's net interest income of $77.85 million, which grew 6.5% year-over-year and also beat expectations. While total revenue of $85.2 million marked a 3.2% increase from the prior year, it narrowly missed the consensus estimate. The market's positive reaction suggests investors focused on the better-than-expected profitability and core lending performance, which are key metrics for a bank's financial health.
After the initial pop the shares cooled down to $37.76, up 4.8% from previous close.
Is now the time to buy Amalgamated Financial? Access our full analysis report here, it’s free.
What Is The Market Telling Us
Amalgamated Financial’s shares are not very volatile and have only had 8 moves greater than 5% over the last year. In that context, today’s move indicates the market considers this news meaningful, although it might not be something that would fundamentally change its perception of the business.
The biggest move we wrote about over the last year was 3 months ago when the stock dropped 6.7% on the news that disclosures from two lenders raised concerns about deteriorating loan quality across the industry.
The drop was triggered by specific incidents that have spooked investors. Zions Bancorp announced a $50 million charge-off—a debt the bank doesn't expect to collect—on a single loan. Separately, Western Alliance Bancorp revealed it was dealing with a borrower who had failed to provide proper collateral. These events are compounding existing anxieties about the regional banking sector, which is already under pressure from elevated interest rates and declining commercial real estate values. The news heightened investor concerns that more cracks could appear in borrowers' creditworthiness, potentially leading to increased loan losses and reduced profitability for other banks in the sector.
Amalgamated Financial is up 18.2% since the beginning of the year, and at $37.76 per share, has set a new 52-week high. Investors who bought $1,000 worth of Amalgamated Financial’s shares 5 years ago would now be looking at an investment worth $2,512.
Do you want to know what moves the business you care about? Add them to your StockStory watchlist and every time a stock significantly moves, we provide you with a timely explanation straight to your inbox. It’s free and will only take you a second.